/* ===== HEADER ===== */
.header {
  background: #0230CA;
  padding: 0 clamp(20px, 4vw, 60px);
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 80px;
  position: sticky;
  top: 0;
  z-index: 100;
  width: 100%;
  box-sizing: border-box;
}
.nav {
  flex: 1 1 auto !important;
  justify-content: center !important;
  min-width: 0 !important;
  gap: 18px !important;
}
.logo { display: flex; align-items: center; gap: 8px; font-family: 'Outfit', sans-serif; font-weight: 900; font-size: 1.2rem; color: white; }
.logo-box {
  background: white; color: #0230CA;
  width: 44px; height: 44px;
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1rem;
  box-shadow: 0 2px 8px rgba(2,48,202,0.12);
}

/* ===== DROPDOWN NAV ===== */
.nav { display: flex; gap: 4px; align-items: center; }
.nav-item { position: relative; }
.nav-item > a, .nav > a {
  font-size: 14px; font-weight: 600; color: rgba(255,255,255,0.9);
  transition: all 0.2s; padding: 8px 14px; border-radius: 8px;
  display: flex; align-items: center; gap: 5px;
  text-decoration: none;
}
.nav-item > a:hover, .nav > a:hover { color: white; background: rgba(255,255,255,0.12); }

.nav-item > a svg { transition: transform 0.2s; }
.nav-item:hover > a svg { transform: rotate(180deg); }

/* Dropdown panel */
.nav-dropdown {
  position: absolute; top: calc(100% + 10px); left: 0;
  background: white; border-radius: 16px;
  box-shadow: 0 8px 40px rgba(2,48,202,0.15), 0 2px 8px rgba(0,0,0,0.08);
  padding: 10px; min-width: 240px; z-index: 200;
  opacity: 0; visibility: hidden; transform: translateY(-8px);
  transition: all 0.2s ease;
  border: 1px solid rgba(2,48,202,0.08);
}
.nav-item:hover .nav-dropdown,
.nav-item:focus-within .nav-dropdown {
  opacity: 1; visibility: visible; transform: translateY(0);
}
.nav-dropdown a {
  display: flex; align-items: center; gap: 10px;
  padding: 10px 14px; border-radius: 10px;
  font-size: 13px; font-weight: 600; color: #0F1E3D;
  text-decoration: none; transition: all 0.15s;
}
.nav-dropdown a:hover { background: #EFF6FF; color: #0230CA; }
.nav-dropdown a span.dd-icon {
  width: 30px; height: 30px; background: #EFF6FF; border-radius: 8px;
  display: flex; align-items: center; justify-content: center; flex-shrink: 0;
}
.nav-dropdown a:hover span.dd-icon { background: #DBEAFE; }
.nav-dropdown-sep { height: 1px; background: #F3F4F6; margin: 6px 0; }


.btn-sim-header {
  background: white; color: #0230CA;
  border: none; border-radius: 10px;
  padding: 10px 20px;
  font-size: 13px; font-weight: 700;
  cursor: pointer; font-family: inherit;
  transition: transform 0.2s;
  white-space: nowrap;
}
.btn-sim-header:hover { transform: translateY(-1px); box-shadow: 0 6px 18px rgba(2,48,202,0.2); }
.header-btn-group { display: flex; align-items: center; gap: 10px; }
.btn-rappel-header {
  display: flex; align-items: center; gap: 8px;
  background: white; color: #0230CA;
  border-radius: 10px;
  padding: 10px 18px;
  font-size: 13px; font-weight: 700;
  white-space: nowrap;
  transition: all 0.2s;
  box-shadow: 0 2px 8px rgba(2,48,202,0.12);
}
.btn-rappel-header:hover { transform: translateY(-1px); box-shadow: 0 6px 18px rgba(2,48,202,0.2);  }
/* ===== DESKTOP REDUIT (1300px) ===== */
@media (max-width: 1300px) {
  .header { padding: 0 24px; gap: 12px; }
  .nav { gap: 6px !important; }
  .nav-item > a, .nav > a { padding: 8px 10px; font-size: 13px; }
  .header-btn-group { gap: 8px; }
  .btn-rappel-header, .btn-sim-header { padding: 10px 14px; font-size: 12px; }
}
@media (max-width: 1200px) {
  .btn-rappel-header { display: none !important; }
}
@media (max-width: 1160px) {
  .nav { gap: 2px !important; }
  .nav-item > a, .nav > a { padding: 8px 8px; font-size: 12.5px; }
  .btn-sim-header { padding: 9px 12px; font-size: 11.5px; }
}

@media (max-width: 900px) {
}

@media (max-width: 1024px) { .btn-rappel-header { display: none !important; } }
.burger {
  display: none;
  flex-direction: column;
  justify-content: space-between;
  width: 32px; height: 24px;
  background: none; border: none;
  cursor: pointer; padding: 0; z-index: 101;
}
.burger span { display: block; height: 3px; background: white; border-radius: 2px; transition: all 0.3s; width: 100%; }
.burger.active span:nth-child(1) { transform: translateY(10.5px) rotate(45deg); }
.burger.active span:nth-child(2) { opacity: 0; }
.burger.active span:nth-child(3) { transform: translateY(-10.5px) rotate(-45deg); }
.mobile-menu {
  display: none;
  position: fixed;
  top: 80px; left: 0; right: 0;
  background: #0230CA;
  padding: 24px;
  z-index: 99;
  box-shadow: 0 8px 24px rgba(0,0,0,0.2);
}
.mobile-menu.active { display: block; }
.mobile-menu a { display: block; padding: 14px 0; font-size: 16px; font-weight: 500; color: white; border-bottom: 1px solid rgba(255,255,255,0.15); }
.mobile-menu a:last-of-type { border-bottom: none; }
.mobile-menu .mobile-cta { display: block; margin-top: 16px; background: white; color: #0230CA; text-align: center; padding: 14px; border-radius: 10px; font-weight: 700; border-bottom: none; }

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: 'Manrope', sans-serif; color: #0F1E3D; line-height: 1.6; background: white; overflow-x: hidden; }
a { text-decoration: none; color: inherit; cursor: pointer; }
img { max-width: 100%; height: auto; display: block; }

/* HEADER */

  
  

/* HERO */
.hero-inner { max-width: 1200px; margin: 0 auto; }
.breadcrumb { font-size: 13px; color: white; margin-bottom: 24px; font-weight: 600; }
.breadcrumb a { color: white; text-decoration: none; opacity: 0.9; }
.breadcrumb-sep { color: rgba(255,255,255,0.6); margin: 0 12px; }
.hero { background: #0230CA; padding: 32px clamp(20px, 4vw, 60px) 80px; position: relative; color: white; }
.hero-photo-wrap { position: relative; margin-bottom: -280px; }
.hero-photo { width: 100%; aspect-ratio: 21/8; object-fit: cover; object-position: center top; border-radius: 20px; display: block; box-shadow: 0 30px 60px rgba(0,0,0,0.35), 0 12px 24px rgba(0,0,0,0.2); }
.hero-title-badge { position: absolute; bottom: 30px; left: 40px; background: #DBEAFE; color: #0230CA; padding: 22px 42px; border-radius: 18px; font-family: 'Outfit', sans-serif; font-size: 2.2rem; font-weight: 900; letter-spacing: -0.025em; transform: rotate(-2.5deg); box-shadow: 0 14px 30px rgba(0,0,0,0.18); line-height: 1; }

/* CONTENT */
.page-content { max-width: 1200px; margin: 0 auto; padding: 320px clamp(20px, 4vw, 60px) 80px; }

/* INTRO */
.intro-section { margin-bottom: 70px; text-align: center; }
.intro-label { font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.28em; color: #0230CA; margin-bottom: 14px; }
.intro-title { font-family: 'Outfit', sans-serif; font-size: 2.6rem; font-weight: 900; color: #0230CA; letter-spacing: -0.025em; line-height: 1.1; margin-bottom: 20px; }
.intro-text { font-size: 16px; color: #3B5BA9; line-height: 1.8; max-width: 780px; margin: 0 auto; }

/* LOI CARDS */
.lois-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; margin-bottom: 70px; }
.loi-card { background: white; border: 1.5px solid #E5E7EB; border-radius: 24px; padding: 40px; box-shadow: 0 4px 20px rgba(15,30,61,0.06); }
.loi-card:hover { border-color: #DBEAFE; box-shadow: 0 12px 40px rgba(2,48,202,0.1); }
.loi-badge { display: inline-block; background: #DBEAFE; color: #0230CA; font-size: 11px; font-weight: 800; text-transform: uppercase; letter-spacing: 0.15em; padding: 6px 14px; border-radius: 20px; margin-bottom: 16px; }
.loi-title { font-family: 'Outfit', sans-serif; font-size: 1.6rem; font-weight: 900; color: #0230CA; margin-bottom: 14px; line-height: 1.2; }
.loi-subtitle { font-size: 14px; color: #6B7280; margin-bottom: 20px; line-height: 1.7; }
.loi-checks { list-style: none; margin-bottom: 24px; }
.loi-checks li { display: flex; align-items: flex-start; gap: 10px; margin-bottom: 10px; font-size: 14px; color: #374151; line-height: 1.5; }
.loi-check-ic { flex-shrink: 0; width: 18px; height: 18px; margin-top: 1px; background: #0230CA; border-radius: 50%; display: inline-flex; align-items: center; justify-content: center; }
.loi-section-title { font-size: 13px; font-weight: 700; color: #0230CA; text-transform: uppercase; letter-spacing: 0.1em; margin: 20px 0 12px; }
.loi-steps { list-style: none; counter-reset: steps; }
.loi-steps li { display: flex; align-items: flex-start; gap: 12px; margin-bottom: 12px; font-size: 14px; color: #374151; line-height: 1.6; counter-increment: steps; }
.loi-steps li::before { content: counter(steps); background: #0230CA; color: white; width: 22px; height: 22px; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 800; flex-shrink: 0; margin-top: 2px; }

/* AVANTAGES - PLEINE LARGEUR */
.avantages-section-full { background: #F0F5FF; padding: 70px clamp(20px, 4vw, 60px); }
.avantages-inner { max-width: 1200px; margin: 0 auto; }
.avantages-title { font-family: 'Outfit', sans-serif; font-size: 1.8rem; font-weight: 900; color: #0230CA; text-align: center; margin-bottom: 36px; }
.avantages-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.avantages-intro { font-size: 15px; color: #3B5BA9; text-align: center; max-width: 720px; margin: 0 auto 40px; line-height: 1.75; }
.avantage-card { background: white; border-radius: 18px; padding: 28px; text-align: center; box-shadow: 0 4px 16px rgba(2,48,202,0.07); }
.avantage-icon { width: 52px; height: 52px; background: #0230CA; border-radius: 12px; display: flex; align-items: center; justify-content: center; margin: 0 auto 16px; box-shadow: 0 4px 14px rgba(2,48,202,0.25); font-size: 0; }
.avantage-title { font-family: 'Outfit', sans-serif; font-size: 1.05rem; font-weight: 800; color: #0230CA; margin-bottom: 10px; }
.avantage-text { font-size: 13px; color: #3B5BA9; line-height: 1.7; }

/* CTA PHONE */
.cta-phone-section {
  background: linear-gradient(135deg, #0230CA 0%, #1a4de8 50%, #0230CA 100%);
  background-size: 200% 200%;
  animation: gradientShift 6s ease infinite;
  padding: 70px clamp(20px, 4vw, 60px);
  position: relative;
  overflow: hidden;
}
@keyframes gradientShift {
  0% { background-position: 0% 50%; }
  50% { background-position: 100% 50%; }
  100% { background-position: 0% 50%; }
}
.cta-phone-section::before { content: ''; position: absolute; top: -80px; right: -80px; width: 320px; height: 320px; border-radius: 50%; background: rgba(255,255,255,0.05); pointer-events: none; }
.cta-phone-section::after { content: ''; position: absolute; bottom: -60px; left: -60px; width: 240px; height: 240px; border-radius: 50%; background: rgba(255,255,255,0.05); pointer-events: none; }
.cta-phone-inner { max-width: 900px; margin: 0 auto; display: flex; align-items: center; gap: 36px; position: relative; z-index: 1; }
.cta-phone-icon { background: rgba(255,255,255,0.15); border: 2px solid rgba(255,255,255,0.25); border-radius: 20px; width: 72px; height: 72px; display: flex; align-items: center; justify-content: center; flex-shrink: 0; animation: phonePulse 2.5s ease-in-out infinite; }
@keyframes phonePulse {
  0%, 100% { transform: scale(1); box-shadow: 0 0 0 0 rgba(255,255,255,0.3); }
  50% { transform: scale(1.06); box-shadow: 0 0 0 12px rgba(255,255,255,0); }
}
.cta-phone-label { font-family: 'Manrope', sans-serif; font-size: 15px; font-weight: 500; color: rgba(255,255,255,0.85); margin-bottom: 8px; }
.cta-phone-number-wrap { overflow: hidden; }
.cta-phone-number { font-family: 'Outfit', sans-serif; font-size: clamp(2rem, 5vw, 3.2rem); font-weight: 900; color: white; display: inline-block; letter-spacing: 0.03em; animation: slideUpFade 0.8s cubic-bezier(0.22, 1, 0.36, 1) both; }
@keyframes slideUpFade { from { opacity: 0; transform: translateY(30px); } to { opacity: 1; transform: translateY(0); } }
.cta-phone-hours { font-family: 'Manrope', sans-serif; font-size: 13.5px; font-weight: 600; color: rgba(255,255,255,0.75); margin-top: 8px; display: flex; align-items: center; gap: 10px; flex-wrap: wrap; }
.cta-phone-sep { color: rgba(255,255,255,0.4); font-size: 18px; }
.cta-phone-btn { display: flex; align-items: center; gap: 10px; background: white; color: #0230CA; font-family: 'Manrope', sans-serif; font-size: 15px; font-weight: 700; padding: 16px 30px; border-radius: 14px; white-space: nowrap; flex-shrink: 0; transition: transform 0.2s, box-shadow 0.2s; box-shadow: 0 4px 20px rgba(2,48,202,0.18); text-decoration: none; }
.cta-phone-btn:hover { transform: translateY(-2px); box-shadow: 0 8px 30px rgba(2,48,202,0.25); }

/* CTA CONTACT - PLEINE LARGEUR */
.cta-contact-full { background: #0230CA; padding: 80px clamp(20px, 4vw, 60px); }
.cta-contact-inner { max-width: 1200px; margin: 0 auto; display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.cta-left h2 { font-family: 'Outfit', sans-serif; font-size: 2rem; font-weight: 900; color: white; margin-bottom: 16px; line-height: 1.2; }
.cta-left p { font-size: 15px; color: rgba(255,255,255,0.85); line-height: 1.7; margin-bottom: 24px; }
.cta-contacts { display: flex; flex-direction: column; gap: 12px; }
.cta-contact-item { display: flex; align-items: center; gap: 12px; background: rgba(255,255,255,0.12); border-radius: 12px; padding: 14px 18px; }
.cta-contact-icon { font-size: 20px; }
.cta-contact-item:hover { background: rgba(255,255,255,0.18) !important; }
.cta-contact-text { color: white; font-size: 14px; font-weight: 600; }
.cta-contact-text span { display: block; font-size: 12px; font-weight: 400; opacity: 0.75; margin-top: 1px; }

@media (max-width: 768px) {
  .avantages-section-full { padding: 50px 24px; }
  .avantages-grid { grid-template-columns: 1fr; }
  .cta-phone-section { padding: 50px 24px; }
  .cta-phone-inner { flex-direction: column; text-align: center; gap: 24px; }
  .cta-phone-icon { margin: 0 auto; }
  .cta-phone-hours { justify-content: center; }
  .cta-phone-btn { width: 100%; justify-content: center; }
  .cta-contact-full { padding: 50px 24px; }
  .cta-contact-inner { grid-template-columns: 1fr; gap: 36px; }
}

/* FORMULAIRE */
.cta-form { background: white; border-radius: 18px; padding: 36px; }
.form-title { font-family: 'Outfit', sans-serif; font-size: 1.2rem; font-weight: 800; color: #0230CA; margin-bottom: 6px; }
.form-sub { font-size: 13px; color: #6B7280; margin-bottom: 22px; }
.form-group { margin-bottom: 14px; }
.form-group label { display: block; font-size: 12px; font-weight: 700; color: #374151; margin-bottom: 5px; text-transform: uppercase; letter-spacing: 0.05em; }
.form-group input, .form-group select, .form-group textarea { width: 100%; padding: 11px 14px; border: 1.5px solid #E5E7EB; border-radius: 10px; font-size: 14px; font-family: inherit; color: #0F1E3D; transition: border-color 0.2s; background: white; }
.form-group input:focus, .form-group select:focus, .form-group textarea:focus { outline: none; border-color: #0230CA; }
.form-group textarea { resize: vertical; min-height: 90px; }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.btn-submit { width: 100%; background: #0230CA; color: white; border: none; border-radius: 12px; padding: 15px; font-size: 15px; font-weight: 700; cursor: pointer; font-family: inherit; margin-top: 6px; transition: all 0.2s; }
.btn-submit:hover {  transform: translateY(-1px); box-shadow: 0 8px 20px rgba(2,48,202,0.35); }
.form-mention { font-size: 11px; color: #9CA3AF; margin-top: 10px; text-align: center; }

/* REASSURANCE */
.reassurance { display: flex; justify-content: center; gap: 32px; flex-wrap: wrap; margin-bottom: 50px; }
.reassurance-item { display: flex; align-items: center; gap: 8px; font-size: 13px; color: #0230CA; font-weight: 600; }
.reassurance-item::before { content: '✓'; background: #0230CA; color: white; width: 20px; height: 20px; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 900; flex-shrink: 0; }

/* FOOTER */
.footer { background: #0230CA; color: white; padding: 80px clamp(20px, 4vw, 60px) 30px; position: relative; }
.footer-inner { max-width: 1600px; margin: 0 auto; }
.footer-ghost { display: none; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 56px; margin-bottom: 36px; }

.footer-desc { font-size: 13px; color: rgba(255,255,255,0.85); line-height: 1.75; max-width: 400px; }
.footer-nav-title {
  font-size: 11px; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.25em;
  color: rgba(255,255,255,0.7);
  margin-bottom: 16px;
}
.footer-nav-list { list-style: none; }
.footer-nav-list li { margin-bottom: 9px; }
.footer-nav-list a { font-size: 14px; color: rgba(255,255,255,0.9); transition: color 0.2s; }
.footer-nav-list a:hover { color: white; }
.footer-citem { font-size: 14px; color: rgba(255,255,255,0.9); margin-bottom: 9px; display: flex; align-items: center; gap: 10px; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.2);
  padding-top: 22px;
  display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 12px;
}
.footer-copy { font-size: 12px; color: rgba(255,255,255,0.7); }
.footer-legal { display: flex; gap: 12px; flex-wrap: wrap; }
.footer-legal a { font-size: 11px; color: rgba(255,255,255,0.7); transition: color 0.2s; white-space: nowrap; }
.footer-legal a:hover { color: white; }

/* MOBILE */

@media (max-width: 900px) {
  .lois-grid { grid-template-columns: 1fr; }
  .avantages-grid { grid-template-columns: 1fr 1fr; }
  .cta-section { grid-template-columns: 1fr; gap: 32px; }
  .hero { padding: 28px 20px 60px; }
  .hero-photo { aspect-ratio: 3/2; border-radius: 20px; }
  .hero-photo-wrap { margin-bottom: -185px; }
  .page-content { padding: 210px 20px 60px; }
  .hero-title-badge { font-size: 1.4rem; padding: 14px 22px; left: 20px; bottom: 24px; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  
  
}
@media (max-width: 600px) {
  .hero { padding: 20px 20px 60px; }
  .hero-photo { aspect-ratio: 3/2; border-radius: 20px; }
  .hero-photo-wrap { margin-bottom: -180px; }
  .page-content { padding: 210px 16px 40px; }
  .avantages-grid { grid-template-columns: 1fr; }
  .form-grid { grid-template-columns: 1fr; }
  .avantages-section { padding: 30px 20px; }
  .cta-section { padding: 32px 20px; }
  .hero-title-badge { font-size: 1.3rem; padding: 12px 18px; bottom: 20px; left: 16px; }
  .intro-title { font-size: 1.9rem; }
}

/* BOUTON RDV DISCRET */



.rdv-floating-btn a::before {
  content: "📅";
  font-size: 16px;
}


/* BANDEAU COOKIES */
#ck-overlay {
  position: fixed; inset: 0;
  background: rgba(15,30,61,0.15);
  z-index: 99998;
  transition: opacity 0.3s;
}
#ck-overlay.hidden { opacity: 0; pointer-events: none; display: none; }
#cookieBanner {
  position: fixed;
  bottom: 24px;
  left: 24px;
  transform: none;
  width: 460px;
  max-width: calc(100vw - 32px);
  background: white;
  border-radius: 20px;
  z-index: 99999;
  box-shadow: 0 20px 60px rgba(2,48,202,0.18), 0 4px 16px rgba(0,0,0,0.12);
  overflow: hidden;
  transition: opacity 0.3s, transform 0.3s;
}
#cookieBanner.hidden {
  opacity: 0;
  transform: translateY(20px);
  pointer-events: none;
  display: none;
}
#cookieBanner .ck-top {
  background: #0230CA;
  padding: 4px 0;
}
#cookieBanner .ck-top-bar {
  width: 40px; height: 4px;
  background: rgba(255,255,255,0.4);
  border-radius: 2px;
  margin: 0 auto;
}
#cookieBanner .ck-body { padding: 24px 28px 28px; }
#cookieBanner .ck-title {
  font-family: 'Outfit', sans-serif;
  font-size: 1.1rem; font-weight: 900;
  color: #0F1E3D; margin-bottom: 10px;
}
#cookieBanner .ck-text {
  font-size: 13px; color: #6B7280;
  line-height: 1.65; margin-bottom: 20px;
}
#cookieBanner .ck-text a { color: #0230CA; text-decoration: underline; }
#cookieBanner .ck-link {
  display: block; text-align: right;
  font-size: 12px; color: #0230CA;
  font-weight: 600; margin-bottom: 16px;
  cursor: pointer; text-decoration: underline;
}
#cookieBanner .ck-btns { display: flex; gap: 10px; }
#cookieBanner .ck-refuse {
  flex: 1; background: white; color: #0230CA;
  border: 1.5px solid #0230CA; border-radius: 10px;
  padding: 11px 16px; font-size: 13px; font-weight: 700;
  cursor: pointer; font-family: inherit; transition: all 0.2s;
}
#cookieBanner .ck-refuse:hover { background: #EFF6FF; }
#cookieBanner .ck-accept {
  flex: 1; background: #0230CA; color: white;
  border: none; border-radius: 10px;
  padding: 11px 16px; font-size: 13px; font-weight: 700;
  cursor: pointer; font-family: inherit; transition: all 0.2s;
  box-shadow: 0 4px 14px rgba(2,48,202,0.35);
}
#cookieBanner .ck-accept:hover { background: #021EA0; }
@media (max-width: 480px) {
  #cookieBanner { bottom: 16px; width: calc(100vw - 32px); }
  #cookieBanner .ck-body { padding: 20px; }
  #cookieBanner .ck-btns { flex-direction: column; }
}


@media (max-width: 1024px) {
  .header { padding: 0 20px !important; height: 70px; }
  .nav { display: none !important; }
  .burger { display: flex !important; }
  .btn-sim-header { display: none !important; }

  .hero { padding: 40px 32px 50px; }
  .hero-inner { grid-template-columns: 1fr; gap: 48px; }
  .hero-title { font-size: 3rem; }

  .hero-couple-image { max-width: 100%; margin-top: 28px; margin-bottom: -100px; }
  .sim-disclaimer { font-size: 10px; }

  .sec { padding: 70px 32px; }
  .sec-title { font-size: 2.2rem; }

  .ben-grid { grid-template-columns: 1fr; gap: 20px; }

  .about-grid, .contact-grid { grid-template-columns: 1fr; gap: 48px; }
  .about-detail-grid { grid-template-columns: 1fr; gap: 18px; }
  .about-title, .contact-title { font-size: 2.2rem; }

  .testi-slide { width: 300px; padding: 24px; }
  .accomp-grid { grid-template-columns: 1fr; gap: 18px; }
  .news-grid { grid-template-columns: 1fr; gap: 20px; }
  .faq-q { font-size: 14px; padding: 18px 20px; }
  .faq-a { padding: 0 20px 20px; }.footer-ghost { display: none; }
  .footer-grid { grid-template-columns: 1fr; gap: 36px; }
  .footer-bottom { flex-direction: column; gap: 14px; text-align: center; }
}

/* ===== MOBILE (640px) ===== */
@media (max-width: 640px) {
  .header { padding: 0 20px; height: 64px; }
  .logo { font-size: 1.05rem; }
  .logo-box { width: 38px; height: 38px; font-size: 0.9rem; border-radius: 10px; }
  .mobile-menu { top: 64px; }

  .hero-couple-image { border-radius: 14px; margin-bottom: -70px; }

  .hero { padding: 30px 20px 40px; }
  .label { font-size: 11px; letter-spacing: 0.22em; }
  .hero-title { font-size: 2.1rem; line-height: 1.08; margin: 14px 0 18px; }
  .hero-text { font-size: 14px; }

  .stats { gap: 20px; margin-top: 24px; }
  .stat h3 { font-size: 2rem; }
  .stat p { font-size: 11px; }

  .testi-bubble { margin-top: 28px; gap: 16px; flex-wrap: wrap; }
  .testi-avatar { width: 120px; height: 120px; border-width: 3px; border-radius: 16px; }
  .testi-text-wrap { padding: 12px 16px; font-size: 13px; flex: 1; min-width: 200px; }
  .testi-text-wrap::before { display: none; }

  .scroll-ind { margin-top: 28px; font-size: 12px; }

  .sim-card { padding: 24px; border-radius: 16px; }
  .sim-title { font-size: 1.25rem; }
  .sim-sub { font-size: 12px; margin-bottom: 18px; }
  .fl { font-size: 10px; letter-spacing: 0.18em; }
  .fi { height: 48px; font-size: 14px; }
  .btn-primary { height: 50px; font-size: 14px; }

  .partners { padding: 160px 0 50px; }
  .partners-title { font-size: 13px; padding: 0 20px; margin-bottom: 28px; }
  .pitem { padding: 0 26px; height: 60px; }
  .pitem img { max-height: 38px; max-width: 110px; }

  .sec { padding: 56px 20px; }
  .sec-hdr { margin-bottom: 40px; }
  .sec-title { font-size: 1.7rem; }

  .ben-card { padding: 28px 22px; border-radius: 16px; }
  .ben-title { font-size: 1.25rem; }
  .ben-text { font-size: 13px; }

  .about-title, .contact-title { font-size: 1.7rem; }
  .about-text, .contact-text { font-size: 14px; }
  .about-badge { padding: 16px 20px; bottom: -16px; right: -12px; }
  .about-badge h3 { font-size: 1.5rem; }
  .about-badge p { font-size: 11px; }
  .about-list li { font-size: 14px; }

  .testi-card { padding: 24px; }
  .testi-text-c { font-size: 13px; }

  .form-card { padding: 24px; border-radius: 16px; }
  .form-row { grid-template-columns: 1fr; gap: 0; }
  .res-amt { font-size: 2.2rem; }.footer-ghost { display: none; }
  .footer-desc { font-size: 12px; }
  .footer-grid { gap: 28px; }
}

/* ===== PETIT MOBILE (380px) ===== */
@media (max-width: 380px) {
  .hero-title { font-size: 1.85rem; }
  .stats { gap: 14px; }
  .stat h3 { font-size: 1.7rem; }
  .sec-title, .about-title, .contact-title { font-size: 1.5rem; }
}


/* MOBILE CHANGER ASSURANCE */
@media (max-width: 768px) {
  .reassurance { flex-wrap: wrap; gap: 10px; justify-content: center; }
  .reassurance-item { font-size: 12px; }
  .lois-grid { grid-template-columns: 1fr; gap: 20px; }
  .loi-card { padding: 28px 20px; }
  .avantages-section { padding: 32px 20px; }
  .avantages-grid { grid-template-columns: 1fr 1fr; gap: 14px; }
  .cta-section { grid-template-columns: 1fr; gap: 24px; padding: 32px 20px; }
  .cta-form { padding: 28px 20px; }
  .form-grid { grid-template-columns: 1fr; }
  .page-content { padding: 160px 20px 60px; }
  .hero { padding: 28px 20px 60px; }
}
@media (max-width: 480px) {
  .avantages-grid { grid-template-columns: 1fr; }
  .page-content { padding: 200px 16px 50px; }
}

@media (max-width: 640px) {
  
  
}
/* ===== FOOTER MOBILE ===== */
@media (max-width: 640px) {
  .footer { padding: 48px 20px 24px; }
  .footer-ghost { display: none; }
  .footer-grid { grid-template-columns: 1fr !important; gap: 28px; }
  
  .footer-logo .logo-box { width: 38px; height: 38px; font-size: 0.9rem; }
  .footer-desc { font-size: 13px; line-height: 1.65; }
  .footer-nav-title { font-size: 10px; margin-bottom: 12px; }
  .footer-nav-list li { margin-bottom: 10px; }
  .footer-nav-list a { font-size: 14px; }
  .footer-citem { font-size: 13px; margin-bottom: 10px; }
  .footer-bottom { 
    flex-direction: column; 
    gap: 12px; 
    text-align: center;
    padding-top: 20px;
  }
  .footer-legal { 
    flex-wrap: wrap; 
    justify-content: center; 
    gap: 8px 16px;
  }
  .footer-legal a { font-size: 11px; white-space: normal; text-align: center; }
  .footer-copy { font-size: 11px; }
}
.footer-logo { display: flex; align-items: center; gap: 12px; text-decoration: none; margin-bottom: 16px; }
.footer-logo .logo-box { width: 44px; height: 44px; background: white; border-radius: 12px; display: flex; align-items: center; justify-content: center; color: #0230CA; font-family: "Outfit", sans-serif; font-weight: 900; font-size: 1rem; flex-shrink: 0; }
.footer-logo span { font-family: "Manrope", sans-serif; font-size: 1.2rem; font-weight: 700; color: white; }

.footer-social { display: flex; gap: 12px; margin-top: 16px; }
.footer-social a {
  width: 38px; height: 38px;
  background: rgba(255,255,255,0.15);
  border: 1px solid rgba(255,255,255,0.25);
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  transition: all 0.2s;
  text-decoration: none;
  font-size: 18px;
}
.footer-social a:hover {
  background: white;
  transform: translateY(-2px);
  box-shadow: 0 6px 16px rgba(0,0,0,0.2);
}

/* BOUTON RDV DISCRET */



  }

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap;
  border-width: 0;
}


/* GOOGLE BADGE */
.google-badge {
  display: inline-block;
  margin-top: 18px;
  text-decoration: none;
  transition: transform 0.2s, box-shadow 0.2s;
}
.google-badge:hover { opacity: 0.85; }
.google-badge-inner {
  transition: none;
  display: flex;
  align-items: center;
  gap: 10px;
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: 12px;
  padding: 10px 16px;
  backdrop-filter: blur(4px);
}
.google-badge-logo { width: 22px; height: 22px; flex-shrink: 0; }
.google-badge-content { display: flex; flex-direction: column; gap: 2px; }
.google-badge-stars { display: flex; gap: 1px; align-items: center; }
.google-badge-score {
  font-family: 'Manrope', sans-serif;
  font-size: 12px;
  font-weight: 700;
  color: white;
  line-height: 1;
}
.google-badge-label { font-weight: 400; color: rgba(255,255,255,0.75); font-size: 11px; }


.skip-to-content {
  position: absolute; top: -100px; left: 16px;
  background: #0230CA; color: white;
  font-family: 'Manrope', sans-serif; font-size: 14px; font-weight: 700;
  padding: 10px 20px; border-radius: 0 0 10px 10px;
  z-index: 9999; transition: top 0.2s;
  text-decoration: none;
}
.skip-to-content:focus { top: 0; }

.rdv-floating-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 40px;
  background: white;
  border-top: 1px solid #E5E7EB;
  padding: 40px clamp(20px, 4vw, 60px);
}
.rdv-floating-btn-text {
  font-family: 'Outfit', sans-serif;
  font-size: 1.35rem;
  font-weight: 800;
  color: #0F1E3D;
  letter-spacing: -0.01em;
}
.rdv-floating-btn-text span {
  color: #0230CA;
}
.rdv-floating-btn-link {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  background: #0230CA;
  color: white;
  border-radius: 14px;
  padding: 16px 32px;
  font-size: 15px;
  font-weight: 700;
  text-decoration: none;
  font-family: 'Manrope', sans-serif;
  transition: transform 0.2s, box-shadow 0.2s;
  box-shadow: 0 4px 20px rgba(2,48,202,0.25);
  white-space: nowrap;
  flex-shrink: 0;
}
.rdv-floating-btn-link:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 28px rgba(2,48,202,0.35);
}
@media (max-width: 768px) {
  .rdv-floating-btn { flex-direction: column; gap: 20px; padding: 32px 24px; text-align: center; }
  .rdv-floating-btn-text { font-size: 1.1rem; }
  .rdv-floating-btn-link { width: 100%; justify-content: center; }
}

/* Masquer les éléments WordPress injectés automatiquement */
.site-header, .wp-site-blocks > header,
.entry-header, .page-header, .post-header,
.entry-title, .page-title, .post-title,
h1.title, h2.title,
#masthead, #site-header,
.wp-block-template-part[class*="header"],
body > header:not(.header),
.elementor-page-title,
.fl-post-header { display: none !important; }


.footer-rdv-btn {
  display: inline-flex; align-items: center; gap: 8px;
  background: white; color: #0230CA;
  font-family: 'Manrope', sans-serif; font-size: 14px; font-weight: 700;
  padding: 12px 22px; border-radius: 10px; margin-top: 16px;
  text-decoration: none; transition: transform 0.2s, box-shadow 0.2s;
  box-shadow: 0 2px 10px rgba(0,0,0,0.15);
}
.footer-rdv-btn:hover { transform: translateY(-2px); box-shadow: 0 6px 18px rgba(0,0,0,0.2); }



.nav {
  position: relative; z-index: 100;
  display: flex; max-width: max-content; flex: 1;
  align-items: center; justify-content: center; gap: 0;
}
.nav-list-wrap {
  display: flex; flex: 1; list-style: none; align-items: center;
  justify-content: center; gap: 4px; margin: 0; padding: 0;
}
.nav-item { position: relative; }

/* Trigger style */
.nav-trigger {
  display: inline-flex; align-items: center; justify-content: center;
  height: 36px; padding: 0 16px; gap: 4px;
  border-radius: 8px; border: none; cursor: pointer;
  font-size: 14px; font-weight: 500; font-family: 'Manrope', sans-serif;
  color: rgba(255,255,255,0.9); background: transparent;
  transition: background 0.2s, color 0.2s;
  text-decoration: none; white-space: nowrap;
}
.nav-trigger:hover { background: rgba(255,255,255,0.12); color: white; }
.nav-trigger[data-state=open],
.nav-trigger .caret {
  position: relative; top: 1px; width: 12px; height: 12px;
  transition: transform 300ms ease;
}
.nav-trigger[data-state=open] .caret { transform: rotate(-180deg); }

/* Indicator (la petite flèche pointant vers le trigger) */
.nav-indicator-wrap {
  position: absolute; top: 100%; left: 0; width: 100%;
  display: flex; align-items: flex-end; justify-content: center;
  z-index: 1; overflow: hidden; height: 10px; pointer-events: none;
  transition: left 0.25s ease, width 0.25s ease;
}
.nav-indicator {
  position: relative; top: 60%;
  width: 10px; height: 10px; border-radius: 2px 0 0 0;
  background: white; box-shadow: -1px -1px 3px rgba(0,0,0,0.08);
  transform: rotate(45deg); transition: opacity 0.2s;
}

/* Viewport container */

@keyframes vpIn {
  from { opacity: 0; transform: scale(0.96) translateY(-4px); }
  to   { opacity: 1; transform: scale(1) translateY(0); }
}
@keyframes vpOut {
  from { opacity: 1; transform: scale(1); }
  to   { opacity: 0; transform: scale(0.96) translateY(-4px); }
}

/* Content panels */
.nav-content {
  position: absolute; top: 0; left: 0;
  animation: contentIn 0.2s ease;
  padding: 12px;
}
.nav-content.from-left { animation: slideFromLeft 0.25s ease; }
.nav-content.from-right { animation: slideFromRight 0.25s ease; }
@keyframes contentIn {
  from { opacity: 0; } to { opacity: 1; }
}
@keyframes slideFromLeft {
  from { opacity: 0; transform: translateX(-30px); }
  to   { opacity: 1; transform: translateX(0); }
}
@keyframes slideFromRight {
  from { opacity: 0; transform: translateX(30px); }
  to   { opacity: 1; transform: translateX(0); }
}

/* List items */
.nav-li-wrap { display: grid; gap: 6px; padding: 0; list-style: none; margin: 0; }
.nav-li-wrap.cols-2 { grid-template-columns: 1fr 1fr; width: 500px; }
.nav-li-wrap.cols-1 { grid-template-columns: 1fr; width: 240px; }

.nav-li a {
  display: block; padding: 10px 12px; border-radius: 8px;
  text-decoration: none; outline: none;
  transition: background 0.15s; user-select: none;
}
.nav-li a:hover { background: #F8FAFF; }
.nav-li .nl-title {
  font-size: 13px; font-weight: 600; color: #0F1E3D;
  line-height: 1; margin-bottom: 4px;
}
.nav-li .nl-desc {
  font-size: 12px; color: #6B7280; line-height: 1.45;
}
.nav-li a:hover .nl-title { color: #0230CA; }

/* Hero feature card (grande card gauche) */
.nav-hero {
  grid-row: span 3;
  display: flex; flex-direction: column; justify-content: flex-end;
  border-radius: 8px; padding: 20px;
  background: linear-gradient(135deg, #EFF6FF 0%, #DBEAFE 100%);
  text-decoration: none; outline: none; transition: background 0.2s;
  min-height: 180px;
}
.nav-hero:hover { background: linear-gradient(135deg, #DBEAFE 0%, #BFDBFE 100%); }
.nav-hero-icon {
  width: 42px; height: 42px; background: #0230CA; border-radius: 10px;
  display: flex; align-items: center; justify-content: center; margin-bottom: 14px;
}
.nav-hero-title {
  font-size: 15px; font-weight: 700; color: #0F1E3D;
  font-family: 'Outfit', sans-serif; margin-bottom: 6px;
}
.nav-hero-desc { font-size: 12px; color: #6B7280; line-height: 1.5; }

.nav-hero-grid { display: grid; grid-template-columns: 0.8fr 1fr; gap: 8px; width: 480px; }
.nav-hero-grid .nav-li-wrap { display: flex; flex-direction: column; gap: 4px; }

/* Section labels */
.nav-section { font-size: 10px; font-weight: 700; text-transform: uppercase;
  letter-spacing: 0.12em; color: #9CA3AF; padding: 6px 12px 2px; }

/* ===== MENU NAV ===== */
.nav-item { position: relative; }
.nav > a, .nav-item > a, .nav-item > button {
  display: inline-flex; align-items: center; gap: 4px; height: 38px; padding: 0 14px;
  border-radius: 8px; font-size: 14px; font-weight: 500; font-family: 'Manrope', sans-serif;
  color: rgba(255,255,255,0.88); background: transparent; border: none; cursor: pointer;
  text-decoration: none; white-space: nowrap; transition: background 0.15s, color 0.15s;
}
.nav > a:hover, .nav-item:hover > a, .nav-item:hover > button { background: rgba(255,255,255,0.1); color: white; }
.nav > a.active, .nav-item > a.active { background: rgba(255,255,255,0.12); color: white !important; font-weight: 600; box-shadow: 0 2px 10px rgba(0,0,0,0.15); border-radius: 8px; }
.nav-caret { width: 10px; height: 10px; transition: transform 0.2s; opacity: 0.7; }
.nav-item:hover .nav-caret { transform: rotate(180deg); }
.nav-dd { position: absolute; top: 100%; left: 50%; transform: translateX(-50%); padding-top: 10px; display: none; z-index: 500; }
.nav-item:hover .nav-dd { display: block; }
.nav-dd-box {
  background: rgba(255,255,255,0.92); backdrop-filter: blur(20px) saturate(180%);
  -webkit-backdrop-filter: blur(20px) saturate(180%); border-radius: 16px;
  box-shadow: 0 12px 40px rgba(2,48,202,0.13); border: 1px solid rgba(255,255,255,0.85);
  padding: 10px; position: relative;
}
.nav-dd-box::before {
  content:''; position:absolute; top:-5px; left:50%; transform:translateX(-50%) rotate(45deg);
  width:10px; height:10px; background:rgba(255,255,255,0.92);
  border-left:1px solid rgba(255,255,255,0.85); border-top:1px solid rgba(255,255,255,0.85); border-radius:2px 0 0 0;
}
.dd-wide { width: 520px; display: grid; grid-template-columns: 1fr 1fr; gap: 2px; }
.dd-medium { width: 260px; }
.dd-section-link { display: flex; align-items: center; gap: 6px; font-size: 10px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.12em; color: #0230CA; padding: 6px 10px 4px; border-radius: 7px; text-decoration: none; transition: background 0.12s; }
.dd-section-link:hover { background: rgba(2,48,202,0.06); }
.dd-sep { height: 1px; background: rgba(2,48,202,0.08); margin: 4px 0; }
.dd-col { display: flex; flex-direction: column; }
.dd-a { display: flex; align-items: center; gap: 9px; padding: 7px 10px; border-radius: 8px; text-decoration: none; transition: background 0.12s; }
.dd-a:hover { background: rgba(2,48,202,0.07); }
.dd-a:hover .dd-a-title { color: #0230CA; }
.dd-a-icon { width: 28px; height: 28px; background: rgba(2,48,202,0.07); border-radius: 7px; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.dd-a:hover .dd-a-icon { background: rgba(2,48,202,0.14); }
.dd-a-title { font-size: 13px; font-weight: 600; color: #1e3a8a; }


/* ===== SECTIONS DE BASE (réutilisées de la page d'accueil) ===== */
.sec { padding: 130px clamp(20px, 4vw, 60px); }
.sec-inner { max-width: 1200px; margin: 0 auto; }
.sec-hdr { text-align: center; margin-bottom: 64px; max-width: 720px; margin-left: auto; margin-right: auto; }
.label-blue { font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.28em; color: #0230CA; }
.sec-title { font-family: 'Outfit', sans-serif; font-size: 2.8rem; font-weight: 900; color: #0230CA; margin-top: 14px; letter-spacing: -0.025em; text-shadow: 0 3px 6px rgba(2,48,202,0.1); }
.bg-light { background: #F8FAFC; }

/* Cards blanches (ben-card) */
.ben-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 28px; }
.ben-card { background: white; border-radius: 20px; padding: 32px 28px; }
.ben-icon { width: 56px; height: 56px; background: #0230CA; border-radius: 14px; display: flex; align-items: center; justify-content: center; margin-bottom: 20px; box-shadow: 0 4px 14px rgba(2,48,202,0.25); }
.ben-title { font-family: 'Outfit', sans-serif; font-size: 1.2rem; font-weight: 800; color: #0230CA; margin-bottom: 12px; }
.ben-text { font-size: 14px; color: #3B5BA9; line-height: 1.7; }

/* Cards bleues (accomp-card) — étapes */
.accomp-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; margin-top: 20px; }
.accomp-card { background: linear-gradient(135deg, #0230CA 0%, #1a47e8 100%); border-radius: 18px; padding: 32px 26px; text-align: center; transition: transform 0.35s cubic-bezier(0.23,1,0.32,1), box-shadow 0.35s ease; box-shadow: 0 20px 50px rgba(2,48,202,0.35), 0 40px 80px rgba(2,48,202,0.22), 0 8px 24px rgba(2,48,202,0.15); border: 1px solid rgba(255,255,255,0.15); position: relative; overflow: hidden; }
.accomp-card::before { content: ''; position: absolute; top: -60px; right: -60px; width: 180px; height: 180px; background: rgba(255,255,255,0.06); border-radius: 50%; pointer-events: none; }
.accomp-card:hover { transform: translateY(-8px); box-shadow: 0 32px 70px rgba(2,48,202,0.50), 0 60px 120px rgba(2,48,202,0.32), 0 12px 32px rgba(2,48,202,0.22); border-color: rgba(255,255,255,0.3); }
.accomp-num { width: 40px; height: 40px; background: rgba(255,255,255,0.18); border: 1px solid rgba(255,255,255,0.25); border-radius: 50%; display: flex; align-items: center; justify-content: center; margin: 0 auto 16px; font-family: 'Outfit', sans-serif; font-weight: 900; font-size: 15px; color: white; position: relative; z-index: 1; }
.accomp-title { font-family: 'Outfit', sans-serif; font-size: 1.15rem; font-weight: 800; color: white; margin-bottom: 12px; letter-spacing: -0.01em; position: relative; z-index: 1; }
.accomp-text { font-size: 13.5px; color: rgba(255,255,255,0.85); line-height: 1.7; position: relative; z-index: 1; }
.accomp-text strong { color: white; font-weight: 700; }

/* Badges type de contrat */
.contract-badges { display: flex; flex-wrap: wrap; gap: 12px; justify-content: center; max-width: 900px; margin: 0 auto; }
.contract-badge { display: inline-flex; align-items: center; gap: 9px; background: #EFF6FF; color: #0230CA; font-size: 13.5px; font-weight: 700; padding: 12px 20px; border-radius: 100px; border: 1.5px solid transparent; transition: all 0.2s; }
.contract-badge:hover { border-color: rgba(2,48,202,0.35); background: #DBEAFE; }
.contract-badge svg { flex-shrink: 0; }

/* Points de garantie sur fond bleu */
.point-list { display: flex; flex-wrap: wrap; gap: 14px; justify-content: center; max-width: 800px; margin: 28px auto 0; }
.point-item { display: flex; align-items: center; gap: 10px; background: rgba(255,255,255,0.12); border: 1px solid rgba(255,255,255,0.2); border-radius: 12px; padding: 12px 18px; font-size: 14px; font-weight: 600; color: white; }
.point-item svg { flex-shrink: 0; }

/* FAQ */
.faq-list { max-width: 900px; margin: 20px auto 0; display: flex; flex-direction: column; gap: 14px; }
.faq-item { background: white; border: 1.5px solid #E5E7EB; border-radius: 14px; padding: 0; transition: all 0.2s; overflow: hidden; }
.faq-item[open] { border-color: #0230CA; box-shadow: 0 8px 24px rgba(2,48,202,0.08); }
.faq-q { display: flex; justify-content: space-between; align-items: center; padding: 20px 26px; font-family: 'Outfit', sans-serif; font-size: 16px; font-weight: 800; color: #0230CA; cursor: pointer; list-style: none; position: relative; }
.faq-q::-webkit-details-marker { display: none; }
.faq-q::after { content: '+'; font-size: 26px; font-weight: 400; color: #0230CA; transition: transform 0.3s; margin-left: 16px; flex-shrink: 0; }
.faq-item[open] .faq-q::after { content: '–'; }
.faq-a { padding: 0 26px 22px; font-size: 14px; color: #3B5BA9; line-height: 1.75; }
.faq-a strong { color: #0230CA; font-weight: 700; }

/* Emprunteur block */
.emprunteur-section { background: white; }
.emprunteur-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; max-width: 1200px; margin: 0 auto; }
.emprunteur-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 28px; }

@media (max-width: 900px) {
  .ben-grid, .accomp-grid { grid-template-columns: 1fr 1fr; }
  .emprunteur-grid { grid-template-columns: 1fr; gap: 32px; text-align: center; }
  .emprunteur-actions { justify-content: center; }
}
@media (max-width: 600px) {
  .ben-grid, .accomp-grid { grid-template-columns: 1fr; }
  .sec { padding: 56px 20px; }
  .sec-hdr { margin-bottom: 40px; }
}

/* ===== GLOW BLEU CARDS ===== */
.ben-card,
.ins-card,
.accomp-card,
.news-card,
.about-detail-card,
.step-card,
.testi-card,
.value-card,
.rdv-card,
.sim-card,
.info-card {
  box-shadow: 0 4px 12px rgba(2,48,202,0.05), 0 12px 32px rgba(2,48,202,0.09) !important;
}
.ben-card:hover,
.ins-card:hover,
.accomp-card:hover,
.news-card:hover,
.about-detail-card:hover,
.step-card:hover,
.testi-card:hover,
.value-card:hover,
.rdv-card:hover,
.sim-card:hover,
.info-card:hover {
  box-shadow: 0 8px 20px rgba(2,48,202,0.10), 0 20px 44px rgba(2,48,202,0.15) !important;
}


<style>


.testi-card:hover {
  border-color: rgba(2,48,202,0.25) !important;
  box-shadow: 0 0 0 1px rgba(2,48,202,0.10), 0 4px 12px rgba(2,48,202,0.07) !important;
}


/* ===== UNIFORMISATION CARDS : ombre bleue partout ===== */
.ben-card, .ins-card, .accomp-card, .step-card, .avantage-card,
.about-detail-card, .loi-card, .sim-card, .news-card, .value-card,
.rdv-card, .info-card, .mand-card, .partner-card {
  border: 1.5px solid transparent !important;
  box-shadow: 0 4px 12px rgba(2,48,202,0.05), 0 12px 32px rgba(2,48,202,0.09) !important;
  transition: transform 0.3s cubic-bezier(0.23,1,0.32,1), box-shadow 0.35s ease, border-color 0.35s ease !important;
}

/* Testi cards : ombre bleue plus légère */
.testi-card {
  border: 1px solid transparent !important;
  box-shadow: 0 2px 8px rgba(2,48,202,0.04), 0 6px 16px rgba(2,48,202,0.06) !important;
  transition: transform 0.3s cubic-bezier(0.23,1,0.32,1), box-shadow 0.35s ease, border-color 0.35s ease !important;
}

/* HOVER — border bleu + ombre bleue renforcée sur TOUTES les cards */
.ben-card:hover, .ins-card:hover, .accomp-card:hover, .step-card:hover,
.avantage-card:hover, .about-detail-card:hover, .loi-card:hover, .sim-card:hover,
.news-card:hover, .value-card:hover, .rdv-card:hover, .info-card:hover,
.mand-card:hover, .partner-card:hover {
  border-color: rgba(2,48,202,0.35) !important;
  box-shadow: 0 0 0 1px rgba(2,48,202,0.15),
              0 8px 20px rgba(2,48,202,0.12),
              0 20px 44px rgba(2,48,202,0.18) !important;
}
.testi-card:hover {
  border-color: rgba(2,48,202,0.28) !important;
  box-shadow: 0 0 0 1px rgba(2,48,202,0.10),
              0 4px 12px rgba(2,48,202,0.08),
              0 12px 28px rgba(2,48,202,0.12) !important;
}



/* Header du menu */
.mm-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 20px 22px;
  border-bottom: 1px solid rgba(2,48,202,0.10);
  background: white;
  position: sticky;
  top: 0;
  z-index: 2;
}
.mm-logo {
  display: flex;
  align-items: baseline;
  gap: 0;
  text-decoration: none;
}
.mm-logo-my {
  background: #0230CA;
  color: white;
  padding: 6px 10px;
  border-radius: 8px;
  font-family: 'Outfit', sans-serif;
  font-weight: 900;
  font-size: 18px;
  letter-spacing: -0.02em;
}
.mm-logo-text {
  font-family: 'Outfit', sans-serif;
  font-weight: 800;
  font-size: 18px;
  color: #0230CA;
}
.mm-close {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: rgba(2,48,202,0.08);
  border: none;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  color: #0230CA;
  padding: 0;
  transition: background 0.2s;
}
.mm-close:hover { background: rgba(2,48,202,0.15); }

/* Search */
.mm-search {
  padding: 16px 22px;
  border-bottom: 1px solid rgba(2,48,202,0.08);
}
.mm-search-wrap {
  position: relative;
}
.mm-search-input {
  width: 100%;
  height: 44px;
  padding: 0 14px 0 42px;
  border: 1.5px solid rgba(2,48,202,0.15);
  border-radius: 12px;
  background: rgba(2,48,202,0.04);
  font-family: inherit;
  font-size: 14px;
  color: #0F1E3D;
  outline: none;
  transition: all 0.2s;
}
.mm-search-input:focus {
  border-color: #0230CA;
  background: white;
}
.mm-search-input::placeholder { color: #9CA3AF; }
.mm-search-icon {
  position: absolute;
  left: 14px;
  top: 50%;
  transform: translateY(-50%);
  color: #0230CA;
  pointer-events: none;
}

/* Nav items */
.mm-nav {
  padding: 8px 12px 20px;
}
.mobile-menu .mm-nav a {
  display: flex !important;
  align-items: center !important;
  padding: 14px 12px !important;
  font-family: 'Outfit', sans-serif !important;
  font-size: 15px !important;
  font-weight: 700 !important;
  color: #0F1E3D !important;
  border-bottom: none !important;
  border-radius: 10px !important;
  transition: background 0.2s, color 0.2s !important;
  text-decoration: none !important;
  gap: 10px !important;
}
.mobile-menu .mm-nav a:hover, .mobile-menu .mm-nav a:active {
  background: rgba(2,48,202,0.06) !important;
  color: #0230CA !important;
}
.mobile-menu .mm-nav a.mm-sub {
  padding-left: 32px !important;
  font-size: 13px !important;
  font-weight: 500 !important;
  color: #6B7280 !important;
}
.mobile-menu .mm-nav a.mm-sub:hover { color: #0230CA !important; }
.mm-divider {
  height: 1px;
  background: rgba(2,48,202,0.08);
  margin: 12px 12px;
}

/* Simulateur CTA */
.mm-cta-sim {
  margin: 8px 22px 16px !important;
  padding: 14px !important;
  background: linear-gradient(135deg,#0230CA 0%,#1a47e8 100%) !important;
  color: white !important;
  text-align: center !important;
  border-radius: 12px !important;
  font-weight: 800 !important;
  font-size: 15px !important;
  text-decoration: none !important;
  display: block !important;
  box-shadow: 0 8px 20px rgba(2,48,202,0.28) !important;
  transition: transform 0.2s !important;
  border-bottom: none !important;
}
.mm-cta-sim:hover { transform: translateY(-2px); }

/* Phone button */
.mm-phone {
  margin: 0 22px 12px !important;
  padding: 14px !important;
  background: white !important;
  color: #0230CA !important;
  border: 1.5px solid rgba(2,48,202,0.25) !important;
  border-radius: 12px !important;
  font-weight: 800 !important;
  font-size: 15px !important;
  text-decoration: none !important;
  display: flex !important;
  align-items: center !important;
  justify-content: center !important;
  gap: 10px !important;
  transition: all 0.2s !important;
  border-bottom: none !important;
}
.mm-phone:hover {
  background: rgba(2,48,202,0.06) !important;
  border-color: #0230CA !important;
}

/* Réseaux sociaux */
.mm-social {
  display: flex;
  justify-content: center;
  gap: 10px;
  padding: 12px 22px 24px;
  border-top: 1px solid rgba(2,48,202,0.08);
  margin-top: 8px;
}
.mm-social a {
  width: 40px !important;
  height: 40px !important;
  border-radius: 10px !important;
  background: rgba(2,48,202,0.08) !important;
  color: #0230CA !important;
  display: flex !important;
  align-items: center !important;
  justify-content: center !important;
  transition: all 0.2s !important;
  padding: 0 !important;
  border-bottom: none !important;
}
.mm-social a:hover {
  background: #0230CA !important;
  color: white !important;
  transform: translateY(-2px);
}


/* ===== MOBILE MENU DRAWER ===== */
.mobile-menu {
  display: block !important;
  position: fixed !important;
  top: 0 !important;
  right: -100% !important;
  left: auto !important;
  bottom: 0 !important;
  width: 88% !important;
  max-width: 380px !important;
  height: 100vh !important;
  height: 100dvh !important;
  background: rgba(2,48,202,0.70) !important;
  backdrop-filter: blur(24px) !important;
  -webkit-backdrop-filter: blur(24px) !important;
  padding: 0 !important;
  z-index: 9999 !important;
  box-shadow: -10px 0 40px rgba(0,0,0,0.25) !important;
  transition: right 0.35s cubic-bezier(0.23,1,0.32,1) !important;
  overflow-y: auto !important;
  overflow-x: hidden !important;
  border-left: 1px solid rgba(255,255,255,0.15) !important;
  border-radius: 0 !important;
}
.mobile-menu.active { right: 0 !important; }

.mm-overlay {
  display: none;
  position: fixed;
  inset: 0;
  background: rgba(15,30,61,0.45);
  backdrop-filter: blur(4px);
  z-index: 9998;
  opacity: 0;
  transition: opacity 0.3s;
}
.mm-overlay.active { display: block; opacity: 1; }

.mm-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 20px 22px;
  border-bottom: 1px solid rgba(255,255,255,0.15);
  background: rgba(2,48,202,0.35);
  backdrop-filter: blur(10px);
  position: sticky;
  top: 0;
  z-index: 2;
}
.mm-logo {
  display: flex;
  align-items: baseline;
  gap: 0;
  text-decoration: none;
}
.mm-logo-my {
  background: white;
  color: #0230CA;
  padding: 6px 10px;
  border-radius: 8px;
  font-family: 'Outfit', sans-serif;
  font-weight: 900;
  font-size: 18px;
}
.mm-logo-text {
  font-family: 'Outfit', sans-serif;
  font-weight: 800;
  font-size: 18px;
  color: white;
}
.mm-close {
  width: 40px; height: 40px;
  border-radius: 10px;
  background: rgba(255,255,255,0.15);
  border: 1px solid rgba(255,255,255,0.2);
  display: flex; align-items: center; justify-content: center;
  cursor: pointer; color: white; padding: 0;
  transition: background 0.2s;
}
.mm-close:hover { background: rgba(255,255,255,0.25); }

/* Search */
.mm-search {
  padding: 16px 22px;
  border-bottom: 1px solid rgba(255,255,255,0.12);
}
.mm-search-wrap { position: relative; }
.mm-search-input {
  width: 100%;
  height: 44px;
  padding: 0 14px 0 42px;
  border: 1.5px solid rgba(255,255,255,0.2);
  border-radius: 12px;
  background: rgba(255,255,255,0.12);
  font-family: inherit;
  font-size: 14px;
  color: white;
  outline: none;
  transition: all 0.2s;
}
.mm-search-input:focus {
  border-color: white;
  background: rgba(255,255,255,0.18);
}
.mm-search-input::placeholder { color: rgba(255,255,255,0.65); }
.mm-search-icon {
  position: absolute; left: 14px; top: 50%;
  transform: translateY(-50%);
  color: white; pointer-events: none;
}

/* Nav accordéon */
.mm-nav { padding: 8px 12px 20px; }

.mm-item {
  border-radius: 10px;
  overflow: hidden;
  margin-bottom: 2px;
}

.mm-link, .mm-toggle {
  display: flex !important;
  align-items: center !important;
  justify-content: space-between !important;
  padding: 14px 14px !important;
  font-family: 'Outfit', sans-serif !important;
  font-size: 15px !important;
  font-weight: 700 !important;
  color: white !important;
  border-bottom: none !important;
  border-radius: 10px !important;
  transition: background 0.2s !important;
  text-decoration: none !important;
  cursor: pointer !important;
  background: transparent !important;
  border: none !important;
  width: 100% !important;
  text-align: left !important;
  font-family: 'Outfit', sans-serif !important;
}
.mm-link:hover, .mm-toggle:hover {
  background: rgba(255,255,255,0.12) !important;
}
.mm-toggle .mm-chevron {
  transition: transform 0.3s;
  flex-shrink: 0;
}
.mm-item.open .mm-toggle {
  background: rgba(255,255,255,0.14) !important;
}
.mm-item.open .mm-chevron {
  transform: rotate(180deg);
}

.mm-submenu {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease;
  background: rgba(0,0,0,0.10);
  border-radius: 0 0 10px 10px;
}
.mm-item.open .mm-submenu { max-height: 500px; }

.mobile-menu .mm-submenu a {
  display: block !important;
  padding: 12px 14px 12px 32px !important;
  font-size: 13px !important;
  font-weight: 500 !important;
  color: rgba(255,255,255,0.85) !important;
  border-bottom: 1px solid rgba(255,255,255,0.08) !important;
  border-radius: 0 !important;
  text-decoration: none !important;
  transition: background 0.2s, color 0.2s !important;
}
.mobile-menu .mm-submenu a:last-child { border-bottom: none !important; }
.mobile-menu .mm-submenu a:hover {
  background: rgba(255,255,255,0.10) !important;
  color: white !important;
}

/* No results */
.mm-no-results {
  padding: 16px;
  text-align: center;
  color: rgba(255,255,255,0.7);
  font-size: 13px;
  display: none;
}

.mm-divider {
  height: 1px;
  background: rgba(255,255,255,0.12);
  margin: 12px 22px;
}

/* CTA sim */
.mm-cta-sim {
  margin: 8px 22px 12px !important;
  padding: 14px !important;
  background: white !important;
  color: #0230CA !important;
  text-align: center !important;
  border-radius: 12px !important;
  font-weight: 800 !important;
  font-size: 15px !important;
  text-decoration: none !important;
  display: block !important;
  box-shadow: 0 8px 20px rgba(0,0,0,0.15) !important;
  border-bottom: none !important;
}

/* Phone */
.mm-phone {
  margin: 0 22px 14px !important;
  padding: 14px !important;
  background: rgba(255,255,255,0.15) !important;
  color: white !important;
  border: 1.5px solid rgba(255,255,255,0.3) !important;
  border-radius: 12px !important;
  font-weight: 800 !important;
  font-size: 15px !important;
  text-decoration: none !important;
  display: flex !important;
  align-items: center !important;
  justify-content: center !important;
  gap: 10px !important;
  border-bottom: none !important;
}

/* Social */
.mm-social {
  display: flex;
  justify-content: center;
  gap: 12px;
  padding: 12px 22px 24px;
  border-top: 1px solid rgba(255,255,255,0.12);
  margin-top: 8px;
}
.mm-social a {
  width: 40px !important;
  height: 40px !important;
  border-radius: 10px !important;
  background: rgba(255,255,255,0.15) !important;
  color: white !important;
  display: flex !important;
  align-items: center !important;
  justify-content: center !important;
  padding: 0 !important;
  border-bottom: none !important;
  transition: all 0.2s !important;
}
.mm-social a:hover {
  background: white !important;
  color: #0230CA !important;
  transform: translateY(-2px);
}

<!-- HALO-MOBILE-FIX -->
@media (max-width: 640px) {
  .ben-card, .ins-card, .accomp-card, .step-card, .avantage-card,
  .about-detail-card, .loi-card, .sim-card, .news-card, .value-card,
  .rdv-card, .info-card, .mand-card, .partner-card, .pillar-card, .audience-card, .number-card,
  .ext-stat, .ext-garantie-card, .ext-two-col-item, .ben-card-style, .feature-card, .form-card {
    box-shadow: 0 2px 8px rgba(2,48,202,0.05), 0 6px 16px rgba(2,48,202,0.07) !important;
  }
  .ben-card:hover, .ins-card:hover, .accomp-card:hover, .step-card:hover,
  .avantage-card:hover, .about-detail-card:hover, .loi-card:hover, .sim-card:hover,
  .news-card:hover, .value-card:hover, .rdv-card:hover, .info-card:hover,
  .mand-card:hover, .partner-card:hover, .pillar-card:hover, .audience-card:hover, .number-card:hover,
  .ext-stat:hover, .ext-garantie-card:hover, .ext-two-col-item:hover, .ben-card-style:hover, .feature-card:hover {
    box-shadow: 0 0 0 1px rgba(2,48,202,0.10), 0 4px 12px rgba(2,48,202,0.08) !important;
  }
  .testi-card { box-shadow: 0 2px 6px rgba(2,48,202,0.04) !important; }
}

/* ===== EFFET INTERACTIVE HOVER (Myassurlife - commun) ===== */
.ihb { position: relative; overflow: hidden; outline: none; -webkit-tap-highlight-color: transparent; user-select: none; -webkit-user-select: none; -moz-user-select: none; }
.ihb:focus, .ihb:focus-visible, .ihb:active { outline: none; }
.ihb .ihb-text { position: relative; z-index: 1; display: inline-flex; align-items: center; justify-content: center; gap: 8px; transition: transform 0.3s ease, opacity 0.3s ease; user-select: none; -webkit-user-select: none; width: 100%; }
.ihb:hover .ihb-text { transform: translateX(60px); opacity: 0; }
.ihb .ihb-reveal { position: absolute; top: 0; left: 0; z-index: 1; display: flex; height: 100%; width: 100%; align-items: center; justify-content: center; gap: 8px; transform: translateX(-60px); opacity: 0; transition: transform 0.3s ease, opacity 0.3s ease; pointer-events: none; user-select: none; -webkit-user-select: none; }
.ihb:hover .ihb-reveal { transform: translateX(0); opacity: 1; }

/* Hero article : reprend .hero + .breadcrumb + .hero-photo-wrap de assurance-detail / actualites */
/* Fil d'Ariane discret (hors bandeau bleu) */
.art-breadcrumb-bar { padding: 22px clamp(20px, 4vw, 60px) 0; }
.art-breadcrumb { max-width: 1180px; margin: 0 auto; font-size: 13px; color: #4B5563; font-weight: 600; }
.art-breadcrumb a { color: #4B5563; text-decoration: none; }
.art-breadcrumb a:hover { color: #0230CA; }
.art-breadcrumb-sep { color: #9CA3AF; margin: 0 10px; }

/* Image de couverture — vrai article blog, large, sous le fil d'Ariane */
.art-cover-wrap { max-width: 1180px; margin: 18px auto 0; padding: 0 clamp(20px, 4vw, 60px); }
.art-cover-photo { width: 100%; max-height: 460px; aspect-ratio: 16/7; object-fit: cover; object-position: center; border-radius: 20px; display: block; box-shadow: 0 4px 12px rgba(2,48,202,0.06), 0 16px 40px rgba(2,48,202,0.12); }

/* Contenu article — container large, paragraphes limités */
.art-content { max-width: 1180px; margin: 0 auto; padding: 44px clamp(20px, 4vw, 60px) 0; }
.art-intro { text-align: center; max-width: 780px; margin: 0 auto 48px; }
.art-tags { display: flex; gap: 10px; justify-content: center; flex-wrap: wrap; margin-bottom: 18px; }
.art-tag { font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; color: #0230CA; background: #EFF6FF; border: 1px solid #BFDBFE; padding: 6px 16px; border-radius: 20px; }
.art-title { font-family: 'Outfit', sans-serif; font-size: clamp(1.9rem, 1rem + 2vw, 2.6rem); font-weight: 900; color: #0230CA; letter-spacing: -0.025em; line-height: 1.15; margin-bottom: 18px; }
.art-lead { font-size: 16px; color: #3B5BA9; line-height: 1.8; max-width: 760px; margin: 0 auto; }

/* Sommaire — pills horizontales compactes */
.art-toc { display: flex; gap: 10px; flex-wrap: wrap; justify-content: center; margin-bottom: 48px; }
.art-toc a { font-size: 13px; font-weight: 600; color: #0230CA; background: #F8FAFC; border: 1px solid #E5EAF5; padding: 9px 18px; border-radius: 30px; text-decoration: none; transition: all 0.2s ease; }
.art-toc a:hover { background: #EFF6FF; border-color: #BFDBFE; }

/* Encadré "Ce qu'il faut retenir" */
.art-recap { max-width: 820px; margin: 0 auto 56px; background: #EFF6FF; border: 1px solid #BFDBFE; border-radius: 18px; padding: 30px 34px; }
.art-recap-title { font-family: 'Outfit', sans-serif; font-size: 1.15rem; font-weight: 800; color: #0230CA; margin-bottom: 10px; display: flex; align-items: center; gap: 10px; }
.art-recap-text { font-size: 14.5px; color: #374151; line-height: 1.75; }

/* Section titre vrai/faux */
.art-vf-heading { text-align: center; max-width: 700px; margin: 0 auto 32px; }
.art-vf-heading h2 { font-family: 'Outfit', sans-serif; font-size: 1.6rem; font-weight: 900; color: #0230CA; margin-bottom: 10px; }
.art-vf-heading p { font-size: 14.5px; color: #4B5563; line-height: 1.7; }

/* Grille vrai/faux — cards plus carrées, alignées, halo bleu discret conservé */
.art-vf-list { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; margin-bottom: 56px; }
.art-vf-card {
  background: white;
  border-radius: 18px;
  padding: 26px 26px 28px;
  box-shadow: 0 4px 12px rgba(2,48,202,0.05), 0 12px 32px rgba(2,48,202,0.09);
  border: 1.5px solid transparent;
  transition: transform 0.3s cubic-bezier(0.23,1,0.32,1), box-shadow 0.35s ease, border-color 0.35s ease;
  display: flex;
  flex-direction: column;
}
.art-vf-card:hover { transform: translateY(-4px); border-color: rgba(2,48,202,0.35); box-shadow: 0 0 0 1px rgba(2,48,202,0.15), 0 8px 20px rgba(2,48,202,0.12), 0 20px 44px rgba(2,48,202,0.18); }
.art-vf-badge { align-self: flex-start; font-family: 'Outfit', sans-serif; font-size: 11.5px; font-weight: 900; text-transform: uppercase; letter-spacing: 0.08em; padding: 6px 15px; border-radius: 20px; color: white; background: #0230CA; margin-bottom: 14px; }
.art-vf-q { font-family: 'Outfit', sans-serif; font-size: 1.05rem; font-weight: 800; color: #0230CA; line-height: 1.3; margin-bottom: 10px; }
.art-vf-text { font-size: 13.5px; color: #4B5563; line-height: 1.65; }

/* 5 cards en grille 3 + 2 centrée */
.art-vf-list-row2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 22px; max-width: 760px; margin: 0 auto 56px; }

/* CTA intermédiaire — horizontal desktop */
.art-cta-mid { display: flex; align-items: center; justify-content: space-between; gap: 24px; text-align: left; padding: 28px 34px; background: linear-gradient(135deg, #EFF6FF 0%, #DBEAFE 100%); border-radius: 18px; border-left: 4px solid #0230CA; margin-bottom: 56px; }
.art-cta-mid-text { font-size: 15px; color: #1F2937; line-height: 1.6; flex: 1 1 auto; margin: 0; }
.art-cta-mid-text strong { color: #0230CA; font-weight: 800; }
.art-cta-mid-btns { display: flex; gap: 14px; flex-wrap: wrap; flex-shrink: 0; }

/* FAQ */
.art-faq-wrap { max-width: 960px; margin: 0 auto 56px; }
.art-faq-title { font-family: 'Outfit', sans-serif; font-size: 1.7rem; font-weight: 900; color: #0230CA; text-align: center; margin-bottom: 28px; }
.art-faq { display: flex; flex-direction: column; gap: 12px; }
.art-faq-item { background: white; border-radius: 14px; box-shadow: 0 4px 12px rgba(2,48,202,0.06); overflow: hidden; transition: box-shadow 0.3s ease; }
.art-faq-item:hover, .art-faq-item[open] { box-shadow: 0 8px 24px rgba(2,48,202,0.12); }
.art-faq-q { padding: 20px 26px; font-family: 'Outfit',sans-serif; font-weight: 700; font-size: 15px; color: #0F1E3D; cursor: pointer; list-style: none; display: flex; align-items: center; justify-content: space-between; transition: color 0.2s ease; }
.art-faq-q::after { content: '+'; font-size: 20px; font-weight: 300; color: #0230CA; transition: transform 0.25s ease; flex-shrink: 0; margin-left: 12px; }
.art-faq-item[open] .art-faq-q::after { content: '\2212'; }
.art-faq-item[open] .art-faq-q { color: #0230CA; }
.art-faq-a { padding: 0 26px 20px; font-size: 14.5px; color: #4B5563; line-height: 1.7; margin: 0; }

/* CTA final pleine largeur */
.art-cta-final { background: #0230CA; padding: 70px clamp(20px, 4vw, 60px); margin: 0 calc(50% - 50vw); }
.art-cta-final-inner { max-width: 700px; margin: 0 auto; text-align: center; }
.art-cta-final-title { font-family: 'Outfit', sans-serif; font-size: 1.9rem; font-weight: 900; color: white; margin-bottom: 16px; line-height: 1.2; }
.art-cta-final-text { font-size: 15px; color: rgba(255,255,255,0.85); line-height: 1.7; margin-bottom: 28px; }
.art-cta-final-btns { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }

.art-links { max-width: 820px; margin: 0 auto 56px; font-size: 14.5px; color: #4B5563; line-height: 1.8; text-align: center; }
.art-links a { color: #0230CA; font-weight: 700; }
.art-links a:hover { text-decoration: underline; }

@media (max-width: 1024px) {
  .art-vf-list { grid-template-columns: repeat(2, 1fr); }
  .art-vf-list-row2 { grid-template-columns: repeat(2, 1fr); max-width: none; }
}
@media (max-width: 768px) {
  .art-cover-photo { aspect-ratio: 4/3; border-radius: 16px; }
  .art-content { padding: 32px 20px 0; }
  .art-vf-list { grid-template-columns: 1fr; }
  .art-vf-list-row2 { grid-template-columns: 1fr; }
  .art-cta-mid { flex-direction: column; align-items: stretch; text-align: center; padding: 26px 24px; }
  .art-cta-mid-btns { justify-content: center; }
  .art-cta-final { padding: 50px 24px; }
}

@media (max-width: 640px) {
  .footer { padding-bottom: max(24px, env(safe-area-inset-bottom)); }
}

  html, body { overflow-x: hidden; }
  img, svg, video, iframe { max-width: 100%; }

  /* ===== Fixes ciblés pages (mobile ≤640px) ===== */
  @media (max-width: 640px) {
    /* --- Myassurlife.html : padding partenaires trop grand sur mobile --- */
    .partners { padding: 40px 0 40px !important; }

    /* --- devenir-mandataire.html : hero image + badge + spacer cassés sur mobile --- */
    /* le spacer de 300px qui compense le débordement desktop */
    div[style*="padding-top:300px"][style*="background:white"],
    div[style*="padding-top: 300px"][style*="background:white"] {
      padding-top: 0 !important;
    }
    /* Le badge titré (bulle "Devenir mandataire") : trop gros sur mobile */
    section > div > div > div[style*="rotate(-2.5deg)"],
    section > div > div > div[style*="rotate(-2deg)"] {
      font-size: 1.35rem !important;
      padding: 12px 18px !important;
      bottom: 12px !important;
      left: 12px !important;
      right: auto !important;
      max-width: calc(100% - 24px) !important;
      transform: rotate(-2deg) !important;
    }
    /* Photo hero mandataire : ratio adapté mobile */
    section > div > div[style*="margin-bottom:-280px"],
    section > div > div[style*="margin-bottom: -280px"] {
      margin-bottom: 20px !important;
    }
    section > div > div[style*="margin-bottom:-280px"] img,
    section > div > div[style*="margin-bottom: -280px"] img {
      aspect-ratio: 4/3 !important;
      max-height: 260px !important;
      object-fit: cover !important;
    }
  }

  /* --- Menu mobile : fond bleu opaque, tout unifié --- */
  .mobile-menu {
    background: #0230CA !important;
    backdrop-filter: none !important;
    -webkit-backdrop-filter: none !important;
    border-left: 1px solid rgba(255,255,255,0.10) !important;
  }
  /* En-tête du menu : SANS fond séparé, transparent pour être unifié au reste */
  .mobile-menu .mm-header {
    background: transparent !important;
    backdrop-filter: none !important;
    -webkit-backdrop-filter: none !important;
    border-bottom: 1px solid rgba(255,255,255,0.14) !important;
  }
  /* Logo dans le menu : carré blanc avec My bleu, texte "assurlife" blanc */
  .mobile-menu .mm-logo {
    display: inline-flex !important;
    align-items: center !important;
    gap: 10px !important;
    text-decoration: none !important;
  }
  .mobile-menu .mm-header .mm-logo-my {
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    width: 42px !important;
    height: 42px !important;
    background: white !important;
    color: #0230CA !important;
    font-family: 'Outfit', sans-serif !important;
    font-weight: 800 !important;
    font-size: 15px !important;
    border-radius: 10px !important;
  }
  .mobile-menu .mm-header .mm-logo-text {
    color: white !important;
    font-family: 'Outfit', sans-serif !important;
    font-weight: 800 !important;
    font-size: 18px !important;
  }
  /* Bouton fermer (X) : cercle blanc, croix bleue */
  .mobile-menu .mm-close {
    background: white !important;
    color: #0230CA !important;
    border: none !important;
  }
  .mobile-menu .mm-close:hover { background: #F1F5F9 !important; }

  /* Le bouton hamburger disparaît quand le menu est ouvert (sinon il reste au-dessus) */
  .burger { transition: opacity 0.2s; }
  .mobile-menu.active ~ .burger,
  body.mf-lock .burger,
  body:has(.mobile-menu.active) .burger { opacity: 0 !important; pointer-events: none !important; }

  /* Champ de recherche : semi-transparent sur bleu */
  .mobile-menu .mm-search { border-bottom-color: rgba(255,255,255,0.14) !important; }
  .mobile-menu .mm-search-input {
    background: rgba(255,255,255,0.10) !important;
    border: 1.5px solid rgba(255,255,255,0.22) !important;
    color: white !important;
  }
  .mobile-menu .mm-search-input::placeholder { color: rgba(255,255,255,0.65) !important; }
  .mobile-menu .mm-search-input:focus {
    background: rgba(255,255,255,0.16) !important;
    border-color: white !important;
  }
  .mobile-menu .mm-search-icon { color: rgba(255,255,255,0.85) !important; }

  /* Items de menu : blancs sur fond bleu */
  .mobile-menu .mm-nav a,
  .mobile-menu .mm-link,
  .mobile-menu .mm-toggle {
    color: white !important;
    font-weight: 700 !important;
    background: transparent !important;
  }
  .mobile-menu .mm-nav a:hover,
  .mobile-menu .mm-link:hover,
  .mobile-menu .mm-toggle:hover,
  .mobile-menu .mm-item.open .mm-toggle {
    background: rgba(255,255,255,0.14) !important;
    color: white !important;
  }
  .mobile-menu .mm-submenu {
    background: rgba(0,0,0,0.14) !important;
  }
  .mobile-menu .mm-submenu a {
    color: rgba(255,255,255,0.88) !important;
    font-weight: 500 !important;
    border-bottom: 1px solid rgba(255,255,255,0.08) !important;
  }
  .mobile-menu .mm-submenu a:hover {
    background: rgba(255,255,255,0.12) !important;
    color: white !important;
  }

  /* CTA simulateur en bas du menu */
  .mobile-menu .mm-cta-sim {
    background: white !important;
    color: #0230CA !important;
    font-weight: 800 !important;
  }
  .mobile-menu .mm-cta-sim:hover { background: #EFF6FF !important; color: #0230CA !important; }
  .mobile-menu .mm-phone { color: white !important; font-weight: 700 !important; }
  .mobile-menu .mm-divider { background: rgba(255,255,255,0.18) !important; }
  .mobile-menu .mm-social a { color: white !important; opacity: 0.80; }
  .mobile-menu .mm-social a:hover { opacity: 1; }

  /* Résultats de recherche live */
  #mmSearchResults { background: rgba(255,255,255,0.10) !important; border: 1px solid rgba(255,255,255,0.18) !important; }
  #mmSearchResults a { color: white !important; border-bottom-color: rgba(255,255,255,0.10) !important; }
  #mmSearchResults a:hover { background: rgba(255,255,255,0.14) !important; }

/* ===== CORRECTION HALO BLEU PREMIUM — cards blanches ===== */
.ben-card, .ins-card, .news-card, .step-card, .value-card,
.sim-card, .avantage-card, .loi-card, .partner-card {
  position: relative !important;
  overflow: hidden !important;
  border: 1px solid rgba(2,48,202,0.10) !important;
  box-shadow:
    0 4px 14px rgba(2,48,202,0.08),
    0 18px 45px rgba(2,48,202,0.12),
    0 0 35px rgba(2,48,202,0.08) !important;
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease !important;
}
.ben-card::before, .ins-card::before, .news-card::before, .step-card::before,
.value-card::before, .sim-card::before, .avantage-card::before,
.loi-card::before, .partner-card::before {
  content: "";
  position: absolute;
  inset: -1px;
  border-radius: inherit;
  background: radial-gradient(circle at 50% 0%, rgba(2,48,202,0.13), transparent 55%);
  opacity: 0.45;
  pointer-events: none;
  transition: opacity 0.25s ease;
  z-index: 0;
}
.ben-card > *, .ins-card > *, .news-card > *, .step-card > *,
.value-card > *, .sim-card > *, .avantage-card > *,
.loi-card > *, .partner-card > * {
  position: relative;
  z-index: 1;
}
.ben-card:hover, .ins-card:hover, .news-card:hover, .step-card:hover,
.value-card:hover, .sim-card:hover, .avantage-card:hover,
.loi-card:hover, .partner-card:hover {
  transform: translateY(-5px) !important;
  border-color: rgba(2,48,202,0.28) !important;
  box-shadow:
    0 8px 22px rgba(2,48,202,0.14),
    0 26px 60px rgba(2,48,202,0.22),
    0 0 55px rgba(2,48,202,0.18) !important;
}
.ben-card:hover::before, .ins-card:hover::before, .news-card:hover::before,
.step-card:hover::before, .value-card:hover::before, .sim-card:hover::before,
.avantage-card:hover::before, .loi-card:hover::before, .partner-card:hover::before {
  opacity: 0.8;
}

/* ===== CORRECTION HALO BLEU — accomp-card (fond bleu, glow renforcé) ===== */
.accomp-card {
  box-shadow:
    0 4px 14px rgba(2,48,202,0.20),
    0 22px 55px rgba(2,48,202,0.32),
    0 0 45px rgba(2,48,202,0.18) !important;
}
.accomp-card:hover {
  box-shadow:
    0 8px 24px rgba(2,48,202,0.30),
    0 32px 75px rgba(2,48,202,0.42),
    0 0 65px rgba(2,48,202,0.28) !important;
}